The Board or its appointed agent, prepares yearly, for every MSA or metropolitan division (like an MSA or metropolitan division that crosses a Point out boundary) as well as nonmetropolitan portion of Just about every Point out, an mixture disclosure statement of claimed tiny enterprise lending, smaller farm lending, Group enhancement lending, and Group development investments by all depository establishments matter to reporting below this element or 12 CFR portion twenty five or 345.
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(ii) If a significant lender is now not needed to delineate a retail lending evaluation spot Beforehand identified in the approach due to not Conference the demanded retail lending evaluation area thresholds pursuant to § 228.
인터넷이라는 광활한 바다를 항해하며 정보의 보고를 찾는 우리에게 네이버는 든든한 나침반이자, 탐험의 동반자와 같습니다. 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버는 우리 일상의 거의 모든 영역에 깊숙이 스며들어 있습니다.
) An index of the geographic places served from the community development loan or Local community advancement financial investment, specifying any county, State, multistate MSA, or nationwide location served; and
A lender subject matter to details reporting demands pursuant to § 228.forty two will have to involve in its general public file a published recognize that the CRA Disclosure Assertion pertaining on the financial institution, its operations subsidiaries, and its other affiliate marketers, if relevant, might be acquired to the check here FFIEC's Web site at:
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The Retail Lending Examination evaluates a lender's file of assisting to meet the credit rating needs of its overall community from the lender's origination and purchase of car loans Should the bank is actually a bulk car lender.
indicates the period of time, usually in calendar yrs, throughout which a financial institution executed the actions the Board evaluates in the CRA assessment, in accordance Using the Board's tips and procedures.
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The Board evaluates the record of the intermediate financial institution, or a small lender that opts to generally be evaluated beneath the Retail Lending Test, of assisting to satisfy the credit needs of its complete community in its outside the house retail lending area pursuant to § 228.22, for a certain calendar yr, if:
Any facility-based evaluation location, retail lending evaluation place, outdoors retail lending area, or other geographic space that might be evaluated inside the absence of the authorized prepare, but just isn't A part of an accredited prepare, will likely be evaluated pursuant to the general performance exams that may use during the absence of an permitted strategy.
Notwithstanding the requirements of the portion, a military lender whose customers usually are not Situated inside of a defined geographic region might delineate the entire United states of america and its territories as its sole facility-primarily based evaluation place.
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